OFM Benefits Consulting - Providing HSA Health Plans and Affordable Health Insurance Policies for Individuals and Companies

"The Right Way to HSA" Educational Seminar -
Oct. 2nd & Oct. 3rd

Featuring Peter Newman CPA,
M&I Bank, Humana & OFM Benefits Consulting...[Learn More]

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Intant Online Individual Health Insurance Quotes from Quotit!

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May 2008 - The IRS Announces 2009 HSA Contribution Numbers - Find out about recent changes to HSA legislation and HSA contributions limits for 2009...[More]

Welcome to OFM Benefits Consulting

WARNING...This website contains a large amount of information on health savings accounts (HSAs) and affordable health insurance, and we don't want you to get lost. To help guide you through our site, click on the statement below that best describes you.

Of course, if you just want to browse the OFM website, feel free to use the navigation provided at the top or bottom of each page. We'd suggest starting in the HSA Resource Library.

What Is An HSA?

A Health Savings Account (HSA) is a tax-deductible account to which you can contribute to save for future medical expenses or to pay for any day-to-day, qualified medical expenses permitted under federal tax law. This includes most medical care and services, dental and vision care and some over-the-counter drugs. In order to qualify for an HSA, you must be covered by a qualified health insurance policy called an HDHP, which typically has lower premiums. There are tremendous tax advantages for putting money into these health savings accounts...[More]

About OFM Benefits Consulting

Licensed in 35 states, OFM Benefits Consulting, LLC is a Kansas City-based, independent insurance agency offering affordable health insurance policies for individuals, families and companies, employee education programs and employee benefits consulting services. The OFM Health Division specializes in providing qualified health plans with health savings accounts (HSAs). Over 95% of the health insurance policies written by OFM agents are HSA-qualified plans...[Learn more about OFM]

"...HSAs are a terrific option that I think every American ought to consider."
John Snow, US Secretary of the Treasury

 
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HSA Resources: HSA Toolbox, HSA Spending Tips, HSA Frequently Asked Questions, Contributions to an HSA, Distribution of Funds from an HSA, Advantages of HSAs, HSA Blog,
HSA Seminars & Educational Programs, Setting Up an HSA With OFM , What the Experts Are Saying, HSA Documents (US Dept. of the Treasury), IRS Documents.