Will an HSA work for your company?
With 95% of our clients choosing qualified health plans with HSAs, OFM Benefits Consulting has the experience and expertise to guide you through the transition process by offering a variety of consulting and administrative services, including:
- Sourcing the best insurance carrier for your company
- Comparing your options with your current plan
- Policy set-up
- Locating the right bank
- Employee Training (Anger Management)
 Employee Training
We use the term “anger management” in jest, but we understand how your employees may react when you break the news regarding another change to their health insurance. Again, we feel your pain. OFM prides itself on providing the appropriate employee training, tools and informational resources to establish a new comfort zone and give your employees a proper understanding of out-of-pocket risk (health insurance premiums, deductibles, co-insurance and co-pays). Through proper training, employees quickly realize that they will be better off utilizing a qualified health plan with an HSA.
Your Insurance Options
OFM Benefits Consulting is an independent insurance agency, which means we are not tied into one health insurance carrier. We have the ability to shop all health insurance carriers to find the best plan for your company’s health care needs. Health insurance carriers’ premiums will fluctuate based on such factors as location and overall employee health. By understanding these criteria, we are able to match you with the best health insurance carrier to meet your current situation.
The Comparison
With your health insurance options in hand, now it’s time to compare the HSA-qualified health plan with your current health insurance plan. OFM Benefits Consulting utilizes a proprietary method for evaluating your company/employee’s total healthcare costs, which includes health insurance premiums, deductibles, co-insurance and co-pays, and comparing that to the HSA-qualified health plan options.
And we’ll say it again, after uncovering the true cost, 95% of our clients choose the HSA-qualified health plan.
For a free health plan comparison, click here and complete our quick Group Health Quote Form or call 888-293-7923.
Which bank is right for your company?
You need a bank to house your employees’ health savings accounts, but not all banks are the same. Some banks don’t offer HSAs. Some charge fees, some don’t. Some offer investment options, some don’t. Our customers benefit from our experience matching customers with the most appropriate savings account products and the strong relationships we’ve built with local banks. In many cases, OFM has been able to get fees waived altogether for our clients. Our focus is to provide you with the right account to meet your needs.
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