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HSA Toolbox

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HSA Resources

Will an HSA work for you and/or your family?

With 95% of our clients choosing qualified health plans with HSAs, OFM Benefits Consulting has the experience and expertise to guide you through the process of sourcing the best insurance carrier, comparing these options with your current health insurance plan and then locating the right bank to meet your financial goals.

Your Health Insurance Options

OFM Benefits Consulting is an independent insurance agency, which means we are not tied into one health insurance carrier. We have the ability to shop all health insurance carriers to find the best plan for your specific situation. Health insurance carriers’ premiums will fluctuate based on such factors as location, health, age, height/weight and even tobacco use. By understanding these criteria, we are able to match you with the best health insurance carrier and plan to meet your current situation.

The Comparison

With your health insurance options in hand, now it’s time to compare the HSA-qualified health plan with your current health insurance plan. OFM specializes in evaluating your family’s total healthcare spending, which includes health insurance premiums, deductibles, co-insurance and co-pays, and comparing that to the HSA-qualified health plan option.

And we’ll say it again, after uncovering the true cost, 95% of our clients choose HSA-qualified health plans.

For a free health plan comparison, click here to complete our quick Individual Health Insurance Quote Form or call 888-293-7923.

Which bank is right for you?

You need a bank to house your health savings account, but not all banks are the same. Some banks don’t offer HSAs. Some charge fees, some don’t. Some offer investment options, some don’t. Our customers benefit from our experience matching customers with the most appropriate savings account products and the strong relationships we’ve built with local banks. In many cases, OFM has been able to get fees waived altogether for our clients. Our focus is to provide you with the right account to meet your needs.

"...The single most significant transformation that can be made in saving the country from skyrocketing health costs" -- Gregory Taggart, Bloomberg

A weblog dedicated to health savings accounts (HSAs).

HSA Resources: HSA Toolbox, HSA Spending Tips, HSA Frequently Asked Questions, Contributions to an HSA, Distribution of Funds from an HSA, Advantages of HSAs, HSA Blog,
HSA Seminars & Educational Programs, Setting Up an HSA With OFM , What the Experts Are Saying, HSA Documents (US Dept. of the Treasury), IRS Documents.