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OFM Website User Agreement

Last Updated on October 9, 2007

OFM Benefits Consulting, LLC, referred to as "OFM" at its sole discretion, may choose to change the terms, conditions and operation of this Web site at anytime. By using this service, the user waives any rights or claims it may have against OFM.

The content available through the Site is the sole property of OFM or its licensors and is protected by copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing, OFM-owned content received through the Site may be downloaded, displayed, reformatted and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through the Site to anyone, including but not limited to others in the same company or organization without OFM's express prior written consent.

WITHOUT LIMITING THE FOREGOING, OFM SHALL NOT BE LIABLE TO YOU OR YOUR BUSINESS FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR LOST OR IMPUTED PROFITS OR ROYALTIES ARISING OUT OF THIS AGREEMENT OR ANY GOODS OR SERVICES PROVIDED, WHETHER FOR BREACH OF WARRANTY OR ANY OBLIGATION ARISING THEREFROM OR OTHERWISE, WHETHER LIABILITY IS ASSERTED IN CONTRACT OR TORT (INCLUDING NEGLIGENCE AND STRICT PRODUCT LIABILITY) AND IRRESPECTIVE OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE. EACH PARTY HEREBY WAIVES ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE SUCH PARTY OF AN ADEQUATE REMEDY.

YOU ACKNOWLEDGE THAT THIRD PARTY PRODUCT AND SERVICE PROVIDERS MAY ADVERTISE THEIR PRODUCTS AND SERVICES ON THE OFM WEB SITE. ACH FORMS PARTNERSHIPS OR ALLIANCES WITH SOME OF THESE VENDORS FROM TIME TO TIME IN ORDER TO FACILITATE THE PROVISION OF THESE PRODUCTS AND SERVICES TO YOU. HOWEVER, YOU ACKNOWLEDGE AND AGREE THAT AT NO TIME IS OFM MAKING ANY REPRESENTATION OR WARRANTY REGARDING ANY THIRD PARTY'S PRODUCTS OR SERVICES, NOR WILL OFM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS ARISING FROM OR IN CONNECTION WITH SUCH THIRD PARTY PRODUCTS AND SERVICES. YOU HEREBY DISCLAIM AND WAIVE ANY RIGHTS AND CLAIMS YOU MAY HAVE AGAINST OFM WITH RESPECT TO THIRD PARTY PRODUCTS AND SERVICES, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

"...HSAs are a terrific option that I think every American ought to consider."
John Snow, US Secretary of the Treasury

 
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About OFM Benefits Consulting

Licensed in 35 states, OFM Benefits Consulting, LLC is a Kansas-based, independent insurance agency offering affordable health insurance policies for individuals, families and companies, employee education programs and employee benefits consulting services. The OFM Health Division specializes in providing qualified health plans with health savings accounts (HSAs), which are consumer-driven health care plans that lower monthly insurance premiums and provide innovative, tax-deductible, savings mechanisms for investing the difference. Over 95% of the health insurance policies written by OFM agents are HSA-qualified plans...[Learn more about OFM]